In construction, what do the term "submittals" refer to?

The term "submittals" in construction refers specifically to documents that are submitted to the architect, engineer, or owner for approval before any construction work begins. These documents typically include shop drawings, product data, samples, and other materials that ensure compliance with the project specifications and requirements. The purpose of submittals is to verify that the contractor understands the project requirements and is prepared to meet them before commencing with the actual work on-site.

This process is crucial because it allows for early identification of any potential issues or discrepancies that might arise, ensuring that all parties are aligned on the expectations for quality, performance, and aesthetic outcomes. By obtaining approval of these documents ahead of time, it reduces the risk of delays and modifications once the work is underway.

The other options do not accurately define the term "submittals." Final project delivery documents typically refer to the concluding paperwork at the end of a project, while documents for acquiring insurance relate to risk management rather than project execution. Payments made to contractors represent financial transactions rather than preparatory documentation required for project execution.