If a project trailer is vandalized, which type of insurance would cover the claim?

The type of insurance that would cover the claim for vandalism to a project trailer is property insurance. Property insurance is specifically designed to protect against loss or damage to physical assets, which includes structures like project trailers and other property used in the course of a construction project. This insurance typically covers damages from a variety of risks, including vandalism, theft, and certain natural disasters, making it the appropriate choice for addressing the situation of vandalism to the trailer.

Builder's risk insurance, while relevant to construction projects, primarily covers damages to buildings under construction and may not provide coverage for personal property like the project trailer itself. Errors and omissions insurance generally provides protection against claims of inadequate work or negligence, while general liability covers claims related to bodily injury or property damage caused by the contractor's operations, but it does not cover vandalism to property that the contractor owns. Therefore, property insurance is the most suitable coverage for this scenario.